Alternative Risk Financing

LJ Stein’s team is well versed in the use of Alternative Risk Financing as a secondary option to the Guaranteed Cost insurance marketplace. As client’s grow in size and complexity, the need to look outside of the traditional insurance market may arise.

We have the expertise and ability to help our clients review various options of Alternative Risk Financing, including:

  • High Deductible
  • Retrospective Rating
  • Captives
  • Group Captives/Rent-a-Captive
  • Self-Insured Retentions
  • Reinsurance

Due to the nature of the Oil & Gas Industry, many companies now incorporate some form of Alternative Risk Financing into their Insurance Program. We are able to help our clients understand the various forms of Alternative Risk Financing, and help them make a decision as to what is best for their company.

Through our relationships with the top Insurers and consulting firms, we have the ability to help our clients understand both stand-alone and group Alternative Risk Financing options.